Unaffordable Care Act

NZ Indicator

Heard this story on NPR radio this morning...

But others say they dropped their Obamacare health coverage because they found the plans too confusing, too expensive or not worth it.

Brendan Skwire tells NPR his insurance was too pricey. "Basically, my premiums doubled when my income imploded," he says. "I simply couldn't afford to pay the bill."

Meanwhile, Vic Higgs of New York says the premiums and copays required in her current Obamacare plan are too expensive, relative to the small amount of medical care she uses each month. She plans to drop the plan in January.

"I only visit two doctors a year, and only receive one monthly prescription that — prior to having insurance — cost me 80 bucks a month," Higgs writes. "I think paying directly for the doctor visits and prescriptions is cheaper right now than having insurance."

http://www.npr.org/sections/health-shots/2015/10/30/452909204/obamacare-deploys-new-apps-allies-to-convince-the-uninsured

NZ Indicator

My in-laws became insured through the exchange last year. After subsidy they had to pay $25/month. They just received a letter this week that the premium is jumping to $125/month. Now they are thinking of just dropping insurance all together.

Hextall

Your inlaws sound like the type of people that marry into the families of clowns.

NZ Indicator

???

No. They just don't have a lot of money.

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Hextall

Clowns make a lot of money because they have a higher education degree.

fishingcomic

Joe K. wrote: »

Meanwhile, Vic Higgs of New York says the premiums and copays required in her current Obamacare plan are too expensive, relative to the small amount of medical care she uses each month. She plans to drop the plan in January.

"I only visit two doctors a year, and only receive one monthly prescription that — prior to having insurance — cost me 80 bucks a month," Higgs writes. "I think paying directly for the doctor visits and prescriptions is cheaper right now than having insurance."

Well then Vic Higgs is stupid and needs to be taught the meaning of the word insurance. I say if she gets sick, we let her die.

fishingcomic

Joe K. wrote: »

My in-laws became insured through the exchange last year. After subsidy they had to pay $25/month. They just received a letter this week that the premium is jumping to $125/month. Now they are thinking of just dropping insurance all together.

Again stupid, if they get sick, let them die.

NZ Indicator

Well If the whole point is to make it affordable it appears it's not working for everyone.

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Hextall

As the Lodge's representative on the Death Panel, please have your inlaws call me immediately.

fishingcomic

Joe K. wrote: »

Well If the whole point is to make it affordable it appears it's not working for everyone.

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Maybe if they spent less money on cable and alcohol.

EdB

fishingcomic wrote: »

Again stupid, if they get sick, let them die.

A true advocate of the evil money system speaks. The insurance/money system is a crime against humanity, it says let people die if they don't have the money for insurance. Good medical treatment for all citizens is available but denied to those who can't afford insurance. How evil is that?

NZ Indicator

fishingcomic wrote: »

Maybe if they spent less money on cable and alcohol.

In laws don't have cable and they don't drink.

Father in law works as a homebuilder for a small construction outfit that doesn't offer health insurance. Mother in law only works part time at a gift shop.

But thanks for ripping on my relatives and referring to them as clowns and alcoholics.

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Hextall

I hope your inlaws get the help they need for their alcohol addiction, which is no joking matter. Is this covered under Obamacare?

fishingcomic

Joe K. wrote: »

In laws don't have cable and they don't drink.

Father in law works as a homebuilder for a small construction outfit that doesn't offer health insurance. Mother in law only works part time at a gift shop.

But thanks for ripping on my relatives and referring to them as clowns and alcoholics.

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Clearly they are not budgeting then. Maybe a smaller house.

fishingcomic

EdB wrote: »

A true advocate of the evil money system speaks. The insurance/money system is a crime against humanity, it says let people die if they don't have the money for insurance. Good medical treatment for all citizens is available but denied to those who can't afford insurance. How evil is that?

Anything else would be socialism, and we don't want socialized medicine. People must die for freedom.

NZ Indicator

fishingcomic wrote: »

Clearly they are not budgeting then. Maybe a smaller house.

They rent cuz they can't afford to buy. They are in their low 60's right now and have only owned a home once (for about 5 years) in their lives.

fishingcomic

Well then rent smaller.

Hextall

If you actually cared about them, maybe you could give them the extra $100 a month for insurance. If you sold your fat bike, that would pay for around a year of insurance for them.

fishingcomic

BTW you may notice this is the same kind of crap you say about people on food stamps.

fishingcomic

Hextall wrote: »

If you actually cared about them, maybe you could give them the extra $100 a month for insurance. If you sold your fat bike, that would pay for around a year of insurance for them.

How much you want to bet they have tattoos?

NZ Indicator

Hextall wrote: »

If you actually cared about them, maybe you could give them the extra $100 a month for insurance. If you sold your fat bike, that would pay for around a year of insurance for them.

Would you like to buy my fat bike?



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NZ Indicator

fishingcomic wrote: »

How much you want to bet they have tattoos?

Nope. Wrong again.

I see you are good at stereotypes though.

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fishingcomic

I learned from you.

Hextall

Can we get a copy of your inlaws' medical and financial records? I need more data before I can give a hoot about whether your theory that they can't afford an extra $100 a month on insurance.

I also created this questionnaire that I'd like them to fill out:

- you a great big fat person?
- are you as disappointed as i am at your daughter's choice of spouse?
- If you were part of a homebuilders union that provided affordable insurance, would you join?
- Did Jesus ever get an **** in your opinion?

Hextall

Joe K. wrote: »

Would you like to buy my fat bike?

I'll give you $150 for it. Final offer.

NZ Indicator

The only solution is to end the money system.

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Hextall

Not saying your inlaws are lazy leeches, but if they had any gumption at all, they could invent a time machine, kill baby ****, and then use all the money we're saving on having to keep Israel afloat on their insurance. Just sayin'.

NZ Indicator

It's all fun and games until someone you know can't afford insurance.

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Hextall

Am I getting those records or not? I have to know how much to care about this.

I think I'd also like to see their education records, including homework submitted to evaluate just how much effort they put into their education. I have a feeling they didn't give a **** when they were in school, didn't do all that well, and now those decisions are coming back to haunt them. Personal responsibility is truly dead.

NZ Indicator

How much have you been drinking today?

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Hextall

I'm at brunch with your inlaws, and the mimosas are flowing! However, based on this thread, I'm a little worried about what's going to happen when the check arrives.