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Type: Posts; User: rhumbline

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  1. The people who pay this penalty for not having...

    The people who pay this penalty for not having insurance generally have family income between $25-50k per year. Do you really think people in that range are CHOOSING not to buy family coverage that...
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    Any Grand Cayman suggestions?

    I'm headed to the Caymans next week. It's mainly a diving trip but according to the internet there is some flats fishing that would make a great break day. I'm hauling dive gear so I was hoping for...
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    I think the Affordable Care Act is a disaster. ...

    I think the Affordable Care Act is a disaster. Having said that, the power of the Treasury Department and the Dept of Labor in writing regulations that change and delay laws is nearly unlimited in...
  4. I haven't read the memorandum, but does it really...

    I haven't read the memorandum, but does it really allow for prosecutorial discretion? Can a prosecutor choose, in his own discretion, to prosecute someone who has been handed a 2-year work permit? ...
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    The FICO haves and have-nots

    Several media outlets wrote articles today on a study that came out recently dealing with credit scores. The gist of the study is that your credit history has a lot more to do with your...
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    My prediction is a worst-case scenario: SCOTUS...

    My prediction is a worst-case scenario: SCOTUS says the mandate is unconstitutional and remands it to the lower courts to decide what stays and what goes. Lower court takes six months, whatever...
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    You have no evidence for this. Many companies...

    You have no evidence for this. Many companies have come through non-government subsidized bankruptcies and are still operating today. One could even make the argument that had GM gone through a...
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    Sure I can. Your heart may bleed for some...

    Sure I can. Your heart may bleed for some people, but you certainly have no empathy for people who work hard, make good decisions, and succeed financially.
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    You don't diversify AFTER a stock starts to...

    You don't diversify AFTER a stock starts to crash. The two or three years before the crash when Enron was soaring would have been the time to adjust your position, but they all thought 40% annual...
  10. Lugar is 80 years old, has been in the Senate for...

    Lugar is 80 years old, has been in the Senate for 36 years, and doesn't even maintain a home in the state he supposedly represents. It is time for him to go no matter what his views are.
  11. The current law says the rate goes up next year...

    The current law says the rate goes up next year and the govt collects more interest. If you change that, the govt collects less interest and the deficit is higher. To avoid increasing the deficit...
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    I'd say that the staunchest members of every...

    I'd say that the staunchest members of every party probably fit that description. That's why I despise them all.
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    My guess is because corporate boards suck. They...

    My guess is because corporate boards suck. They have let compensation committees artificially inflate the "comparable compensation" because all of their compensation is set by a compensation...
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    I was in the retirement business when Enron...

    I was in the retirement business when Enron failed. I repeat: If you are nearing retirement and have all your funds in employer stock, that's not bad luck. When Enron stock was soaring 40% a year...
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    The "bad luck" scenario is so rare that it's not...

    The "bad luck" scenario is so rare that it's not worth mentioning. The overwhelmingly determinant factor in retirement wealth is the amount saved during the working years. Family and health issues...
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    Exactly. It's called Old Age, Survivors, and...

    Exactly. It's called Old Age, Survivors, and Disability INSURANCE. When it was set up, the SS retirement age was later than the average life expectancy. Everyone was supposed to take care of their...
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    If an employer pays more for your health...

    If an employer pays more for your health insurance than it did last year, your total compensation is higher. If the employer didn't pay it you would have to pay for it yourself. Whether the...
  18. Thread: Bicycle guys

    by rhumbline
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    Buy a wheel if it's a decent bike. If you had to...

    Buy a wheel if it's a decent bike. If you had to ask you're going to have to pay someone to do the work, so a new wheel will be cheaper.
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    Give me a break. We spend more in one year on...

    Give me a break. We spend more in one year on Medicare and Medicaid than the entire Vietnam war. If you invested the money that was spent on pot during the Vietnam War these people would have...
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    Every special interest group hands out sample...

    Every special interest group hands out sample ballots with the "right" candidates marked to its members. I can't believe it's legal for a governmental entity to pay for an ad for a specific...
  21. Thread: Memphis

    by rhumbline
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    I lived in Midtown Memphis for a while. We heard...

    I lived in Midtown Memphis for a while. We heard a couple of shots a week but unless you're a drug dealer or hanging out with drug dealers you're probably pretty safe. Go to the Peabody in the...
  22. Thread: Did you know

    by rhumbline
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    So you're finally on my side and think subsidies...

    So you're finally on my side and think subsidies for renewable energy should be eliminated. Congratulations.
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    In that case NPR built a 10 minute segment based...

    In that case NPR built a 10 minute segment based on a lie. As my post clearly said, the report was specifically about how the lower price of natural gas was helping the businesses that use it, not...
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    Actually, it is. NPR, that bastion of right-wing...

    Actually, it is. NPR, that bastion of right-wing propaganda, had a report today about how much the lower price of natgas is helping companies that use a lot of utilities. The report said that the...
  25. Thread: Tax Time

    by rhumbline
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    So the purpose of our tax code is to make sure...

    So the purpose of our tax code is to make sure everyone ends up with closer to the same amount of money after they pay their taxes? How insane is that?
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